See What Previous Clients and Industry Partners Have Said...
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The team at expert loan advice were not only professional but great to work with. They were able to secure a loan in a short period of time that lowered our current interest rate in a very short period of time. I’d recommend the team to all who are looking for quick and professional people.
Chris and Karen - Novi 2020 |
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Richard came highly recommended by a friend and actually exceeded my expectations. Richard and his team delivered a great mortgage rate and a trouble free mortgage process. His communication and responsiveness were fantastic.
I would do another re-finance through Richard and his team without hesitation. Thanks for a great experience. John and Lisa - Northville 2020 |
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Richard and his team have been a godsend to me. First, three years ago he helped me get out of an expensive apartment to buy my first home on my own. And now he’s worked another miracle to get me a great deal on refinancing my home to lower my rate and payment. He’s made things possible for me even with limited income and high debt. I’ve made a true friend and have a very gifted team in my financial corner. I’m so grateful for all they’ve done and would highly recommend them to anyone.
Athena - Brighton 2020 |
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Thank you again for taking over at crunch time and getting our loan through so efficiently. .The closing was effortless and the final numbers were exactly as promised. Cyndi and I are thrilled by both the process and the end result.
Brian - Superior Township 2019 |
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Thank you both for your help. You made this process so easy for us. We had no idea what we were doing and how to go about it but you both answered all questions quickly. You made us feel comfortable.
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"Hey Richie, thanks for helping my “youngster”! She has told me you have been a huge help in walking her thru the process and helping her understand what would be her best option. As a parent it sure is great knowing you can point your children to someone you can trust so they don’t pay exorbitant prices thru a very complex process. You are appreciated Brother!"
Todd - Beverly Hills 2109 |
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Richard and Grant are so good to work with! They always take the time to make sure I understand and am comfortable with with my decision. The videos/screen-shares Richard supplies are so helpful...especially for a right-brained, visual learner. Thanks guys, for making my first solo home purchase a pleasure!
Susan - Plymouth 2018 |
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I really enjoyed working with Richard and his team to get a mortgage. He is very thorough and helpful. I had a unique situation and he had a plan that worked flawlessly. If you need a mortgage and you had problems with other lenders then Richard and his team are the ones you should call. I highly recommend them.
Scott - Westland 2018 |
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I could not have asked for a better team to help me purchase a house. They walked me through every step, detailing everything, and got me the best mortgage available. Buying a house can be a stressful process and they made it as close to stress free as possible. If I re-finance, or move and need a new mortgage, I will be contacting them again.
Ken - Swartz Creek 2018 |
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Richard & Lisa are a great team that makes a complex detailed process stressfree & enjoyable!!
Thank you!! Todd - White Lake 2017 |
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It has been a pleasure working with you. You really made this whole process go very smoothly and that is greatly appreciated! Richard and you will continue to get my business as I am eventually looking to buy a second home or cottage.
Kurt - Grosse Pointe Farms 2017 |
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We were looking for a very specific kind of house with very specific payment needs. Team Witter understood and did not attempt to push us outside our comfort zone. Kind, caring, smart and experienced...we'll recommend them to anyone!
Laura and Adam - South Lyon 2017 |
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We recently wanted to refinance our home mortgage and Richard Witter and his team did a wonderful job helping us through the process. They are very knowledgeable and are willing to go the extra mile to make things work.
Terry - Ferndale 2017 |
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I want to THANK Richard and his team for providing me with wonderful support and education throughout my first home buying process. Everyone on the team was very supportive, helpful, professional, and courteous with every question and conversation I had with them. I would highly recommend them to anyone I know that needs assistance in Purchasing or Refinancing.....as you can trust them as if they were your family!
Marie - Plymouth 2017 |
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We are so happy with Team Witter and would highly recommend him for your mortgage needs. He worked diligently to acquire a mortgage for us when we didn't think we could get one. He also explained everything in great detail during the entire process.
Jeff and Laura - Fraser 2017 |
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Richard and his team were fantastic. They were extremely knowledgeable and helpful throughout the whole process. They were adaptable to all our needs and just one of a kind!
Tom and Lindsey - Bloomfield Hills 2017 |
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I have worked with Richard Witter and his team for about 10 years now both to purchase properties and refinance my mortgage. Richard goes above and beyond to make sure to present you with all of the available options and to help make sure you get the best deal for your situation. I would absolutely recommend Richard and his team and would use him for any of my future mortgage or refinancing needs.
Derek and Jessica - Commerce Township 2017 |
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Richard and his team have provided my mortgages for years. As a former mortgage loan officer myself, I know countless lenders. Of those, the ones I recommend to friends make up a very small list. The ones I trust with my own home financing? That's a list of just one. Richard and his team bring an unsurpassed level of knowledge and attentiveness to every client. The result is that every client gets a loan that fits their situation; with closing costs that almost exactly match the initial estimate; and a process that avoids surprises.
Brian - Superior Township 2017 |
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I originally had a different lender and they became unreliable when I needed them most. Richards group was there to not only help me in a pinch but also my sister when she went to buy her house. Durring the housebuying experiance Richard and his team where always there to answer questions help along the way. They did everything that they could to get me the lowest rate and get me into a house as quickly as possible. I would not recommend anyone else nor will i go to anyone else in the future.
Robert - Ferndale 2017 |
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Top Shelf service like always!
Erik and Jonnava - South Lyon 2017 |
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"Richard and Lisa are truly the dream team. They follow up, communicate in a timely fashion, persevere through any hurdles, and explain every part of the process. Working with them, you feel like you have a true partner invested in the outcome. We have financed several mortgages with them and would not think of going anywhere else."
Saundra and Allan - Franklin 2017 |
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"Richard and Lisa made refinancing so easy. I have done business with them before and would go back to them in the future. Thank you." Johnna - Novi 2017 |
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"Richard and Lisa provided a smooth experience for this refinancing. I'm grateful that it seemed effortless, and they were both wonderfully kind and offered assistance to me. I always had a quick response that made the process so much easier. Thank you."
Barbara - Clarkson 2016 |
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"As a Realtor, I have always had excellent results with Team Witter. We used him for our re-fi and again, I knew the job would get done. Great work Team Witter, thank you."
Victoria Crampton - National Realty Centers 2016 |
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"Very professional and friendly staff to work with. Richard and his team communicated with us at every step of the process and made sure we were comfortable and understood every form we were filling out. We will highly recommend Richard and his team to all of our family and friends and feel confident they will get the same level of professional service we got."
Adam - Oxford 2016 |
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"Team Witter is the Best!! I have worked with Richard's team more than once and will ALWAYS go back when needed. The entire team is so helpful!! We have had only the best experience with this group...They walk us through the entire process and we feel very comfortable every time!! Thank You AGAIN Richard & Lisa..."
Tracey and David - Davison 2016 |
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"Jacki and I sincerely thank you for all of your help and expertise on the matter. We really appreciate you walking us through the process (again) and making it as painless as possible. You are the best!! THANK YOU!"
Peter & Jacki - Livonia 2016 |
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"Richard and Lisa were outstanding to work with. Every detail was covered and they worked hard to meet deadlines. I was especially pleased with the very down to earth way of going about business and the follow ups. All my questions and concerns were addressed. Also, it's nice to work with people that are friendly and have a sense of humor too. Team Witter is a group I would recommend to others."
Chris - Fenton Realtor - Sari Stefancin - Jim Hess & Associates 2016 |
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"This was my first experience with Richard and his team, the went above and beyond. Very pleased with everything they did to get me refinanced - getting me out of a sticky 2nd mortgage- I can breath a sigh of relief now. Was a pleasant surprise how smooth things went once the appraisal went through. I will highly recommend them whenever I get the opportunity."
Thanks again for all you did - Barbara - Tecumseh 2016 |
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"This is the second time I've worked with Richard. First time was when I bought my first house and the experience couldn't of been anymore easier. He went over and beyond to make it stress free for myself. So when the opportunity came to refinance my house, Richard was an easy decision to go with. I have passed along Richards number to a few people over the last few years. I am looking to purchase my parents house in a few years and when that time comes Team Witter will get a call from me. Thank you very much."
God Bless, Michael - Livonia 2016 |
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Richard and his team flawlessly handled every aspect of my VA loan which can be a nightmare. It went off very smoothly and to say the service was spectacular would be an understatement. I would highly recommend Richard and his team of highly skilled team members.
Jeff - Royal Oak 2016 |
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You guys rock!!!!!! I can’t thank you enough. THANK YOU THANK YOU THANK YOU. Really, Jay thanks you too. Good smooth process and you taking care of everything….couldn’t have been any smoother.
Casey and Jay - Leonard 2016 |
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"I would highly recommend the Richard Witter team!! It was great working with them and the results were amazing!"
Niala - Beverly Hills 2016 |
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"Richard and Lisa were super in helping us refi. Richard and I sat down and went through my situation. Then helped explained my options and set down a strategy to achieve our goals. Step 1 complete. We will be in touch for step 2 soon! Thanks"
Bruce and Peggy - Commerce 2016 |
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"If I could give higher ranks I would - working with Richard and Lisa is a dream come true - I NEVER have to worry about any step of the process. They are always on top of things, usually ahead of things and anticipate and prep for any possible issue (which there usually aren't any). I can always reach them when I need them - rates are great - customer service is off the chart stellar - knowledge, expertise, professionalism that cannot be matched anywhere. These two are rock stars of lending and should be used for any lending need anyone ever has - you can count on this team for even the tough transactions. Where there is a will there's a way and where there's a way there's Richard and Lisa!"
John and Laura - Waterford 2016 |
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"You have been truly awesome!! You made our experience so nice and smooth and you will always come highly recommended by us!!! Thanks so much for everything you do for our family!!"
Maria and Matt - Bloomfield Hills 2016 |
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"Richard and Lisa was with us through this long process from helping us with credit management to home buying. They are such an awesome team together. We would have never made it this far, if it wasn't for Richard help and guidance." Thank You so much!
Tina and Shedrick - White Lake 2016 |
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"After a frustrating experience with another mortgage office, we were delighted to have a much better experience with Richard and his assistant Lisa. Communication was consistent, we were kept in the loop of what was happening, and the closing went smoothly. We've known Richard for nearly 10 years, but this was our first time working with him. He is a consummate professional and a genuine human being that we are happy to call a friend. We will definitely refer him to others and do future transactions with him. :)"
Angela and Marshel - Ypsilanti 2016 |
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"Richard and Lisa made a challenging process easy. They followed through on every promise and were there to address every concern. I will recommend them to every one I know!"
Judd - Waterford 2016 |
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"Richard and his team are always super professional and on top of any concerns that we have. We needed to refinance and they made it quick and easy. We are clients for life and recommended them to every one."
Jacki - Livonia 2016 |
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"We just completed a home refinance with Lisa and Richard of TeamWitter!! From the very first phone call through to the close date, they were fully engaged! They explained the process, setup, timeline and followed through with all of it. Awesome experience - couldn't be more pleased and plan to tell family and friends! Thank you!!"
Michael - West Bloomfield 2016 |
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"Thank you for all your assistance with this. You were willing to work with me, think out of the box and come up with a creative financing option. Appreciate it!"
Bill - Farmington Hills 2016 |
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"I could not be any happier with Richard & Lisa!!!!!!!!! Great team awesome people will recommend to everyone 5 star act!!
Thanks again!" Dewey and Kristy - Howell 2015 |
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"I cannot say enough wonderful things about Richard and Lisa! Being a first time home buyer can be confusing, but both of them were extremely patient with me, and took the time to thoroughly explain the home buying process. I appreciate the ongoing open communication, which made me feel at ease, and confident in their area of expertise. I would definitely recommend The Witter Team to family and friends! Thank you for everything!"
Dana - Chesterfield 2015 |
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"Its has been nothing but a joy to work with both Richard and Lisa. Everything has been done with great efficiency and ease. We are so happy to have worked with you . Thank you"
Thomas - Waterford 2015 |
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"I purchase a home through the Witter Team about 4 years ago. The process was flawless. I recently decided to do a refi with cash out. I knew that the Witter Team was who I wanted to work with again. My situation this time was a bit unique and everyone on the team worked with me to get my mortgage taken care of. I recommend my friends, family and clients to Richard and his staff."
Lori - Canton 2015 |
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"This is the second time we've refinanced with Richard and his team and both times the information provided regarding numbers and timelines, etc. has been very accurate. This helps minimize the animosity and stress of the process. We really appreciate it. Thanks."
Michael - Canton 2015 |
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"This is our second time working with Richard, he has also helped my son and co-workers. Each time things went quickly, smoothly and as planned even in complicated situations. I would highly recommend Richard and his team for any of your mortgage needs."
Leonard and Kathy - South Lyon 2015 |
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"My husband and I had to change our closing date several times due to schedule conflicts. Richard exceeded our expectations in this and happily changed our closing several times to meet our needs. Thank you for making everything so easy and effortless!"
Cyndi and Brian - Superior Township 2015 |
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"Richard has been a pleasure to work with throughout our Purchase and re-financing experience. He has been a compassionate, informative and helpful partner throughout every aspect of our process. He came highly recommended and now we know exactly why."
Jorge - Rochester 2015 |
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"Everyone on the Witter team was instrumental in getting my loan processed and approved in a timely manner. The knowledge and information that Richard has and his thorough description of that knowledge and his ability to help me understand the whole process was immeasurable. Thanks. I highly recommend Richard for his high degree of professionalism."
Jeff - Royal Oak 2015 |
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"This is Dave & I's 2nd time working with Richard and I will not go to anyone else with my mortgages. I send him a note and he responds quickly and we get the ball rolling. He is honest too if he don't think it is something we should do he's not afraid to say..He thinks of us. I think we have even formed somewhat of a friendship through the process and I am proud to recommend any of our friends to Richard knowing his work ethics!!"
Tracey and David - Davison 2015 |
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"I have worked with Richard for close to 10 years to secure mortgages for home purchases and to refinance, both in Michigan, and out of State. When I have a mortgage need, I call Richard. Simply put, he is the most competent, intelligent and responsive mortgage expert I have ever worked with. In our 10 year relationship he has NEVER let me down...not once. If you need a mortgage, this is the guy you want to form a long term relationship with. He will help you again...and again."
Brian - Senior Vice President Human Resources & Administration 2015 |
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"Richard is wonderful! He helped me get my dream house. He is so knowledgeable in his field and always knows what steps to take to resolve any issue that may come up. Richard is willing to go above and behind any circumstances that may arise. I would highly recommend him to others and I often do!!"
Niala - Beverly Hills 2015 Realtor - Sandra Treboli - SKBK - Sotheby's International Realty |
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"Richard was amazing! He helped us thru a very tough situation and helped us persevere thru it. He answered every text, email, call right away he was the main reason we closed on my clients dream house!"
Realtor - Sandra Treboli - SKBK - Sotheby's International Realty 2015 |
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"Richard was thorough, prompt and courteous with our refinance arrangements. We recommend him for these reasons." Tom - Farmington Hills 2015 |
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"Richard Witter has a good combination of experience and knowledge to understand the multiple levels of mortgaging. He anticipates items that may be required to make the whole process smooth. As a seasoned professional he is able to answer all questions in a timely manner. Above all he is successful at what he does. I would highly recommend him without reservation. He gets the job done right."
Clare - West Bloomfield 2015 |
"Richard helped us with the purchase of our first home and made the experience one of pure joy! From the moment we spoke with him, he was on top of the whole process. He was available during every moment, and made us feel confident and at ease. He was full of knowledge and answers to any question or "problem". I would highly recommend him to anyone!"
Jacki and Peter - Livonia, MI
Realtor - Sari Stefancin - Jim Hess & Associates
2014
Jacki and Peter - Livonia, MI
Realtor - Sari Stefancin - Jim Hess & Associates
2014
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"Richard and his team did a great job on my mortgage. They made things go so smooth and nice and when they ask for things they are very helpful to explain every thing. I would recommend them for any body and every body! Thank you very much for every thing."
Ed - West Bloomfield Realtor - Sari Stefancin - Jim Hess & Associates 2014 |
"I just wanted to Thank Richard Witter for the awesome job he did securing my mortgage when really no one else would and allowing me to have the home of my dreams. Richard I know you did the impossible and you have no idea how much I appreciate you. Thank you, Thank you, Thank you."
Terri - Howell, MI
2014
"We didn't think anyone could make it happen, after hearing many times that it couldn't be done. Thank you for making a bad situation bearable. Excellent communication, excellent follow up, excellent results. We couldn't be happier with the outcome that you made possible."
Bob and Anne - Madison Heights, MI
2014
"Margaret and I would like to express our thanks for another job well done. As always in the past your team has been professional and delivered a quality product in a timely manner. Not to mention that your communication during the past few weeks has been great. Friday’s paper signing took all of 15 minutes and the funds arrived this morning to our account. Thank you for making this easy and stress free. It is great to have people that you can trust and not worry about the details. Thank you again for all the support and hard work."
Jeff – Holland, MI
"It has been a pleasure working with your team. We were also very pleased with Mr. Jim Nawrot… he was very patient with us. We will definitely be in touch with you. I would highly recommend your firm to anyone who is looking for financial loans. Richard was very patient with our questions and we appreciate his taking time in explaining things to us."
Rakesh – West Bloomfield, MI
"I sure appreciate everything you do for me. Your advice and knowledge you share is worth a heck of a lot more than 2 cents :) It's invaluable to me!! PRICELESS!!"
Kathy - Saginaw, MI
"Thanks for all the help and effort making this happen on Wednesday. I really do appreciate the service that you provide. I will definitely pass your name along to our Corporate relocation company as THE bank to use in the Michigan area."
Ryan - New Hudson, MI
"Thank you, Thank you, and Thank you! Despite hassles that have come up, you have been a pleasure to work with and your client service is the best I’ve ever received. Given that we were not exactly a “glowing client prospect” 6 months ago, I’m so glad of your willingness to work with us. I’ve already referred you to a couple people and will continue to do so. Many, many thanks."
Samantha – Longmont, CO
"Thank you very much. The closing went very well. I couldn’t have wished for a more professional mortgage team. Thank You."
Mary – Commerce, MI
"I just wanted to send a note of thanks to you and your team for the assistance on obtaining my mortgage. I am very pleased with the loan considering my situation. I look forward to working with you again in a couple of years. Thanks again."
Scott - Warren, MI
"Great update, Richard. You ARE THE BEST. I recommend you to people all the time!"
Anne – Auburn Hills, MI
"All went well and I have now joined the ranks of the happy homeowner. Thanks for your help. I’ll be in touch with any questions or concerns, but you all made the process a good one."
Matt – Plymouth, MI
"Thanks for all you’ve done. We enjoyed working with you. You made the process very smooth and easy."
Liz – Novi, MI
"I just wanted to say THANK YOU. You and your team ROCK. Closing went without a hitch. :) Thank you again from me and Caroline from the bottom of our hearts."
Shane - Ohio
First Time Buyer's
"As first time home buyers, my husband and I really appreciate Richard's time and patience in answering all of our questions upfront and throughout the mortgage process. Richard worked with us to explain the process, determine the best mortgage option for us, and work through the process to get our mortgage approved within a quick timeline. Richard was always available to us by email and phone and made sure we knew what we needed to do and when we needed to do it. Thank you Richard!"
Lauren and Aaron - Newport News, VA
"Everything is going well at the new house, I just wanted to compliment you and your staff on taking care of a very concerned first time buyer. I will definitely refer business towards your way."
Joshua – Atlas, MI
"Talked with John---- you did GOOD! They are very comfortable with the options and with you! They said you went into great detail with options, etc. and it was very much needed. THANKS!"
Grace – Livonia, MI
"We had an experience with you team that was second to none. We appreciated all the effort and will be more than happy to send family and friends your way."
Sherry - Pontiac, MI
Industry Partner's
"I think that you did a fabulous job. As you jumped many hoops, flew through many obstacles and never dropped the ball. Rest assured
the Listing Agent will probably forgot about this whole thing once we are closed. Thanks for all of your hard work in this. It never went unnoticed."
Suzette Nelson - Keller Williams Realty
"Richard is my go-to mortgage guy. I can send him a client that has been turned down by other companies and Richard can get them approved....but more importantly - can get it closed! He works equally well with high-end buyers. Big and small, Richard does it all!!"
Victoria Crampton - National Realty Centers
"Again, a great big thank you for all you did on Alisha’s file. You certainly met my hopes and exceeded my expectations. She has called me several times since her closing and is still tickled pink! I look forward to forming a great business relationship with you and have already passed your name along to a couple of the realtors in my office. Integrity and performance are two huge things that are lacking in this business. However, you exemplified both."
Jean Watts – Coldwell Banker
"Richard, I’ve been really slow in thanking you for all of your help in getting my clients mortgage issues resolved so he could close! It was nice working with you; I especially appreciated your communication during the process."
Jane Pendleton, Broker – Century 21
"Great Job!! A pleasure doing business with you, I appreciate all the efforts you've made in completing the sale."
Carol Adams - Coldwell Banker
"Everything went AWESOME. Thanks for all you and your right hand did to make this happen. Everyone was thrilled and kudos to all of us."
Carla Butterly- MI Real Source
"Just a wanted to Thank you both for the great job you did on getting the loan approved and approved so quickly! You both make an awesome team. I hope I have an opportunity to do business with you again."
Grace Wygal - Realty Executives
Mortgage Refinances
"Richard, this is at least the fourth time that you have refinanced our mortgage over the years. Each time we have gone to a more advantageous interest rate and terms. Each time the process has met the highest of professional standards. You have made the process very smooth and friendly to us as your clients. Thanks, so much, to you and your team."
Tom and Ann - Farmington Hills, MI
"I was referred to Richard by my financial adviser to get a re-fi on our mortgage. Richard handled things very professionally, answered all my questions in a timely manner, and the whole process went more smoothly than I originally anticipated. Thank you!
Eric - Oxford, MI
"Richard, that is fantastic news. I appreciate the way you almost always come out in the client’s favor! You are very good at what you do, my friend. Which is why I come back again and again! Thanks for everything."
Brian - McDonald, TN
"Thank you so much, I am truly grateful for all your hard work and never giving up..........Rest assured.... I will tell everyone I know about you."
Ruth - Shelby Township
"Thanks, Richard for all of your help in getting us to the finish line on both of our re-finances. Everything went smoothly!"
Sherry - Shelby Township
"The closing went smooth as silk. The person handling it was great – very knowledgeable, right on time, efficient. I appreciated your email with a mental check list for me – including to confirm where, how, when on the check. You have been so great to work with over the years. Plus, this one was tough and I know that you really went to bat for me. I would like to do something just to show you how much I appreciate YOU – and everything you do."
Anne – Auburn Hills, MI
"We want to thank you so much for your help in getting a short term mortgage for our condo. We appreciate your expertise and if we know of someone requiring a mortgage we will certainly recommend you."
Evelyn – Farmington, MI
"We would like to thank you for all your efforts in putting together a refinancing package on our home. It was indeed a pleasure working with you and your team to make this rather difficult process very smooth and efficient. You can rest assured that if the occasion should arise where your services would be required we would not hesitate to recommend you."
Len – Beverly Hills, MI
"Thank you for your prompt response. It’s been an absolute pleasure doing business with the professionals at Team Witter, not to mention a truly valuable one as well."
Jim – Brighton, MI
"Thanks again for your help. All went really well, we were in and out of our closing within half an hour."
Christian – Lathrup Village, MI
"The closing went fine. Very professional and clear explaining the documents. It took about twenty minutes. We definitely will send referrals your way. This whole process was painless and took very little of our time. Plus we saved money!! Thanks."
Stan – Allenton, MI
"Thanks Richard. SO impressed with you and the whole experience. First Class!"
Linda - Allenton, MI
