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Our Services We Offer


  • Complimentary Consultations
  • Pre-Approvals for Confident Home Shopping
  • Pre-Sale Mortgage Review
  • No Cost, No Fee Mortgages 
  • Idle Equity Utilization Strategies
  • High Net Worth Loan Programs
  • Annual Reviews & Credit Analysis
Richard Witter
Direct: 248-438-8192
​
Richard@ExpertLoanAdvice.com
Team Witter

Our Commitment to You


  • Providing you with the education and options to make informed decisions.
  • Great mortgage rates with low fees.
  • Experience personal service and local underwriting.
  • Pledge to help you overcome roadblocks that can arise while securing a loan.
  • Fast and efficient, we close most of our loans in 30 days or less.
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Loan Programs

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"I have worked with Richard for close to 10 years to secure mortgages for home purchases and to refinance, both in Michigan, and out of State. When I have a mortgage need, I call Richard. Simply put, he is the most competent, intelligent and responsive mortgage expert I have ever worked with. In our 10 year relationship he has NEVER let me down...not once. If you need a mortgage, this is the guy you want to form a long term relationship with. He will help you again...and again."
Brian - Senior Vice President Human Resources & Administration
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Richard@ExpertLoanAdvice.com | NMLS# 134026
Direct: 248-438-8192 | Fax:248-833-1130
 PURCHASE & REFINANCE | JUMBO l  CONV  l  FHA/VA  l  RURAL
Mortgage 1, Inc. NMLS: 129386
43456 Mound Road - Sterling Heights, MI 48314
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  • TeamWitter
  • Apply Now
  • Buying
    • Get Pre-Approved
    • Credit Score Checkup
    • VA Loans
    • Homebuyer Discounts
  • Refinancing
    • Ask The Expert
    • VA Loans
  • Resources
    • Mobile App
    • Client Login Portal
    • Adopt My Mortgage
    • Divorce Lending
    • Get Market Updates
    • Home and Loan Review
  • Loan Programs
  • Reviews
  • Contact Us
    • Leave A Review
    • Send A Referral